Intersect Copay Relief Fund

Because you shouldn’t have to choose between mental health care and financial stress.

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If you’re a student facing high therapy copays after an insurance change, we may be able to help. The Intersect Copay Relief Fund is a short-term emergency resource that covers the difference in cost of copays for therapy sessions so you can focus on your healing — not your insurance bill. This fund was created to prevent sudden disruptions or discontinuation of therapy for clients committed to their mental health. 

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Who’s Eligible?

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• You’re enrolled at a college or university in Massachusetts

• You’re an active Intersect therapy client (or in the intake process)

• You have insurance that fully or almost entirely covered therapy, but a sudden increase in copays has made therapy unaffordable

• You're tuition is scholarship/research funded, limited income, or face work restrictions (like F-1 visa status)

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What’s Covered?

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• The difference between your original copay and the increased amount

  • Up to $15 per therapy session, for up to 8 sessions (may renew as funding allows) ​

• You don’t need to pay upfront — we apply the coverage internally

• No impact on your financial aid or visa status

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How to Apply

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Use the short form below or just let your therapist know during session. We’ll review your situation quickly and apply support as soon as you're approved.​